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    <title>Newsjay — Finance News</title>
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    <description>Results, guidance and corporate events at the large companies dominating index funds, reported for investors who own them only through funds.</description>
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      <title>How Stock Buybacks Work, and Why They Move Earnings Per Share</title>
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      <description><![CDATA[A plain-language look at how companies repurchase their own shares, the disclosure rules and federal tax now attached to that practice, and what the current pace of buybacks means for a long-term investor.]]></description>
      <pubDate>Wed, 12 Aug 2026 08:47:16 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Finance News</category>
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      <title>How to Read Your Brokerage 1099 Forms Correctly</title>
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      <description><![CDATA[1099-DIV, 1099-B, and 1099-INT arrive in one envelope — and corrections follow through March. What each form reports and the February checks that matter.]]></description>
      <pubDate>Mon, 10 Aug 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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      <title>First Half 2026: Broad Stock Gains, Flat Bonds</title>
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      <description><![CDATA[S&P 500 +9.6% and Nasdaq +12.8% in H1 2026 while core bonds returned 0.6% — a rough Q1 erased by a broad Q2 rebound. The recap for long-term investors.]]></description>
      <pubDate>Sat, 18 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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      <title>How 401k Matching Works and What Changes in 2026</title>
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      <description><![CDATA[A typical match is an instant 50% return up to the cap. How formulas, vesting, and SECURE 2.0 changes shape 401(k) money in 2026 — limits $24,500.]]></description>
      <pubDate>Thu, 25 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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      <title>Crypto Market Rules Came Into Focus in Spring 2026</title>
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      <description><![CDATA[Spring 2026 brought an SEC interpretation on staking, a Senate market-structure markup, and Atkins' custody agenda. What changes — and what does not.]]></description>
      <pubDate>Wed, 03 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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      <title>Treasury Held Auction Sizes Steady in May 2026</title>
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      <description><![CDATA[The May 6, 2026 quarterly refunding kept auction sizes unchanged — a $125 billion package raising $41.7 billion in new cash. Why it matters for portfolios.]]></description>
      <pubDate>Mon, 11 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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      <title>How FDIC Insurance Works for Cash and Savings</title>
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      <description><![CDATA[FDIC insurance covers $250,000 per depositor, per bank, per ownership category — deposits only, never investments. How titling multiplies your coverage.]]></description>
      <pubDate>Sat, 18 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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      <title>The SEC Rewrote Its Enforcement Manual in February 2026</title>
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      <description><![CDATA[The SEC's February 24, 2026 Enforcement Manual update emphasizes transparency and remediation. What changed, what did not, and why investors should care.]]></description>
      <pubDate>Thu, 26 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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      <title>How BrokerCheck Helps You Verify a Financial Professional</title>
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      <description><![CDATA[BrokerCheck shows every registration, exam, and disclosure a broker carries — free, in five minutes. How to read the report and spot red flags.]]></description>
      <pubDate>Wed, 04 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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      <title>Big Banks Closed a Banner 2025 With a Split Fourth Quarter</title>
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      <description><![CDATA[JPMorgan beat Q4 2025 estimates at $5.23 EPS while absorbing an Apple Card charge; Citigroup's trading lagged. What it means for long-term investors.]]></description>
      <pubDate>Mon, 09 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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      <title>What SIPC Insurance Covers and What It Does Not</title>
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      <description><![CDATA[SIPC covers up to $500,000 in missing securities and $250,000 in cash when a brokerage fails — but never market losses. See exactly what is protected.]]></description>
      <pubDate>Sat, 17 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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