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    <title>Newsjay — Stocks</title>
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    <description>Company assessment for individual investors: revenue quality, debt levels, competitive position and valuation, with the exact figures worth checking.</description>
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      <title>How S&amp;P 500 Index Additions and Deletions Actually Work</title>
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      <description><![CDATA[There is no fixed date when stocks rotate into the S&P 500 — a committee decides case by case, and decades of research show the price bump that once followed an addition has largely disappeared.]]></description>
      <pubDate>Sun, 23 Aug 2026 08:47:22 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Stocks</category>
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      <title>How to Read Insider Trading Form 4 Filings</title>
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      <description><![CDATA[Form 4 shows insider purchases and sales within two business days — code P buys carry the modest signal. Codes, patterns, and 10b5-1 plans, explained.]]></description>
      <pubDate>Mon, 27 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Stocks</category>
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      <title>What Happens to Your Shares When a Stock Is Delisted</title>
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      <description><![CDATA[Delisted shares survive — but move to thin OTC markets, and bankruptcy can cancel them. The two paths off an exchange, and what holders should do.]]></description>
      <pubDate>Sun, 05 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Christopher Lee</dc:creator>
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      <title>How to Use a Stock Screener Without Fooling Yourself</title>
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      <description><![CDATA[A stock screener narrows 5,000 names to a reading list of 20 — it does not pick winners. Filters, thresholds, and the traps that fool backtests.]]></description>
      <pubDate>Fri, 12 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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      <title>How Share Buybacks Affect Ordinary Shareholders</title>
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      <description><![CDATA[Buybacks shrink the share count and enlarge each remaining claim — value depends on price paid and funding source. The math, rules, and criticisms.]]></description>
      <pubDate>Wed, 20 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
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      <title>What a Stock Split Means for Your Shares</title>
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      <description><![CDATA[A 2-for-1 split turns 100 shares at $200 into 200 at $100 — same value, same ownership, no tax event. The mechanics, the myths, the reverse split.]]></description>
      <pubDate>Mon, 27 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Stocks</category>
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      <title>Growth Stocks vs Value Stocks: What Long-Term Data Shows</title>
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      <description><![CDATA[Value beat growth across a century of records, then lost a full decade in the 2010s. What long-term data really says about choosing a style.]]></description>
      <pubDate>Sun, 05 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Christopher Lee</dc:creator>
      <category>Stocks</category>
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      <title>A Dividend Safety Checklist for Long-Term Investors</title>
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      <description><![CDATA[Dividend safety is coverage: payouts under ~60% of free cash flow leave room for bad years. Five checks from public filings that catch cuts early.]]></description>
      <pubDate>Fri, 13 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Stocks</category>
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      <title>How to Read a Balance Sheet for Beginners</title>
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      <description><![CDATA[Assets equal liabilities plus equity — four ratios and twenty minutes turn the balance sheet into the most honest page of any 10-K. A beginner's guide.]]></description>
      <pubDate>Wed, 18 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Stocks</category>
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      <title>Price-to-Earnings Ratio Explained for Stock Buyers</title>
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      <description><![CDATA[A P/E of 15 means paying $15 per $1 of earnings. How to use the ratio against history and peers — and when it misleads stock buyers.]]></description>
      <pubDate>Mon, 26 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Stocks</category>
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      <title>How to Analyze a Stock Before You Buy It</title>
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      <description><![CDATA[Run five checks before buying any stock: business model, revenue quality, debt, moat, and valuation — all from free SEC filings. Here is the checklist.]]></description>
      <pubDate>Sun, 04 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Stocks</category>
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