
How 401k Matching Works and What Changes in 2026
Matching turns every dollar you contribute up to the formula into an immediate return — and the SECURE 2.0 era changed enrollment, catch-ups, and starter plans.

Tomás Ferreira covers crypto markets and digital assets. He came to crypto through payments infrastructure and still finds the plumbing more interesting than the price — his reporting spans consensus, settlement and custody, the fintech layer above banking, index flows and single-company results, and the cash reserves and savings timelines on the household side.