Portfolios
Asset Allocation by Age: How to Actually Think About It
The old rule of thumb — subtract your age from 110 to get your stock percentage — starts the conversation, but horizon and human capital finish it.
Author
Samuel Achebe
Independent editorial contributor covering science, research and education for VUGA Network publications.
Articles by Samuel Achebe
Portfolios
The 60/40 Portfolio: What It Holds and Why It Endures
Sixty percent stocks for growth, forty percent bonds for ballast — a construction whose 2022 stress test explained both its vulnerability and its persistence.
Portfolios
How Often Should You Rebalance Your Portfolio
Vanguard's research found annual and threshold rebalancing produced nearly identical long-run results — the point is having bands at all, not tuning them.
Portfolios
How to Check Your Funds for Hidden Overlap
Three index funds can still mean one giant bet on the same handful of mega-caps — overlap analysis reveals concentration no single fund page admits.